Rates
Loan Rates Savings Rates
Effective as of: March 2025
| Type | | APR | |
| New Vehicle* | as low as | 4.75% APR | |
| Used Vehicle* | as low as | 5.75% APR | |
| Recreational Vehicles* | as low as | 6.25% APR | |
| Signature Loans | as low as | 8.95% APR | |
| Holiday Loans | 12 mos. | 6.00% APR | available October 15th |
| Vacation Loans | 24 mos. | 7.50% APR | |
| Share Secured Loans | | 3.5% APR | |
| Line of Credit max $7,500 | 60 mos | 12% APR | |
| Home Equity Loans | 10 - 15 years | 6.75% or 7.75% | |
| APR=Annual Percentage Rate
* Rate varies with year of vehicle and/or term of loan
|
| Disability and Life Insurance available on Loans.Payroll Deductions and Electronic Payments Available! |
| Rates are subject to Change! Call 518.561.4510 for Details! |
| Matching Rates Available on all Loans |
| **Please check with us for | Boat and camper loans | | |
